Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 374,572,000 | 381,504,000 | 375,698,000 | 376,496,000 |
| Total loans | 202,246,000 | 209,871,000 | 213,285,000 | 214,111,000 |
| Allowance for loan losses | 3,878,000 | 4,059,000 | 4,796,000 | 5,248,000 |
| Securities available for sale | 111,170,000 | 133,827,000 | 128,125,000 | 122,564,000 |
| Securities held to maturity | 0 | 0 | 3,883,000 | 6,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,140,000 | 342,861,000 | 336,265,000 | 337,033,000 |
| Interest-bearing deposits | 292,901,000 | 306,482,000 | 296,599,000 | 294,863,000 |
| Noninterest-bearing deposits | 44,239,000 | 36,380,000 | 39,667,000 | 42,169,000 |
| Equity capital | 36,050,000 | 37,224,000 | 37,937,000 | 37,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,778,000 | 7,536,000 | 11,290,000 | 15,055,000 |
| Interest expense | 718,000 | 1,390,000 | 1,975,000 | 2,551,000 |
| Net interest income | 3,060,000 | 6,146,000 | 9,315,000 | 12,504,000 |
| Noninterest income | 770,000 | 1,586,000 | 2,366,000 | 3,170,000 |
| Noninterest expense | 2,890,000 | 5,997,000 | 8,946,000 | 11,601,000 |
| Provision for loan losses | 609,000 | 1,044,000 | 2,202,000 | 2,660,000 |
| Pretax income | 331,000 | 906,000 | 1,561,000 | 2,441,000 |
| Income tax | -15,000 | 55,000 | 90,000 | 356,000 |
| Net income | 346,000 | 851,000 | 1,471,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,107,000 | 35,235,000 | 35,854,000 | 36,068,000 |
| Total capital | 38,138,000 | 38,441,000 | 39,043,000 | 39,267,000 |
| Risk-weighted assets | 241,598,000 | 255,642,000 | 253,519,000 | 253,141,000 |