Call reports 2009
STATE BANK — 2009
What STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 276,828,000 | 305,471,000 | 335,488,000 | 363,553,000 |
| Total loans | 190,847,000 | 203,595,000 | 209,749,000 | 216,841,000 |
| Allowance for loan losses | 2,166,000 | 2,321,000 | 2,348,000 | 2,520,000 |
| Securities available for sale | 29,254,000 | 56,447,000 | 78,281,000 | 88,342,000 |
| Securities held to maturity | 26,612,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,097,000 | 269,562,000 | 297,528,000 | 326,194,000 |
| Interest-bearing deposits | 203,463,000 | 228,812,000 | 259,161,000 | 283,312,000 |
| Noninterest-bearing deposits | 37,633,000 | 40,749,000 | 38,367,000 | 42,882,000 |
| Equity capital | 34,098,000 | 34,174,000 | 35,596,000 | 35,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,407,000 | 6,955,000 | 10,688,000 | 14,611,000 |
| Interest expense | 938,000 | 1,843,000 | 2,897,000 | 3,958,000 |
| Net interest income | 2,469,000 | 5,112,000 | 7,791,000 | 10,653,000 |
| Noninterest income | 650,000 | 1,338,000 | 2,071,000 | 2,840,000 |
| Noninterest expense | 2,454,000 | 5,124,000 | 7,762,000 | 10,569,000 |
| Provision for loan losses | 101,000 | 263,000 | 488,000 | 901,000 |
| Pretax income | 564,000 | 1,178,000 | 1,727,000 | 2,138,000 |
| Income tax | 36,000 | 94,000 | 125,000 | 58,000 |
| Net income | 528,000 | 1,084,000 | 1,602,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,430,000 | 33,475,000 | 33,993,000 | 33,953,000 |
| Total capital | 35,596,000 | 35,796,000 | 36,341,000 | 36,473,000 |
| Risk-weighted assets | 213,747,000 | 233,504,000 | 243,445,000 | 262,489,000 |