Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 186,275,000 | 185,183,000 | 184,907,000 | 189,980,000 |
| Total loans | 93,944,000 | 97,073,000 | 97,939,000 | 101,563,000 |
| Allowance for loan losses | 1,599,000 | 1,503,000 | 1,525,000 | 1,537,000 |
| Securities available for sale | 10,950,000 | 10,233,000 | 11,431,000 | 14,777,000 |
| Securities held to maturity | 56,563,000 | 53,747,000 | 45,683,000 | 45,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,899,000 | 160,681,000 | 159,582,000 | 164,802,000 |
| Interest-bearing deposits | 131,894,000 | 132,477,000 | 132,278,000 | 132,399,000 |
| Noninterest-bearing deposits | 30,005,000 | 28,204,000 | 27,304,000 | 32,404,000 |
| Equity capital | 23,299,000 | 23,654,000 | 24,357,000 | 24,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,677,000 | 5,319,000 | 7,963,000 | 10,511,000 |
| Interest expense | 913,000 | 1,794,000 | 2,642,000 | 3,366,000 |
| Net interest income | 1,764,000 | 3,525,000 | 5,321,000 | 7,145,000 |
| Noninterest income | 295,000 | 630,000 | 962,000 | 1,306,000 |
| Noninterest expense | 1,175,000 | 2,474,000 | 3,770,000 | 5,170,000 |
| Provision for loan losses | 25,000 | 50,000 | 74,000 | 99,000 |
| Pretax income | 859,000 | 1,631,000 | 2,439,000 | 3,182,000 |
| Income tax | 243,000 | 457,000 | 689,000 | 892,000 |
| Net income | 616,000 | 1,174,000 | 1,750,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,406,000 | 23,586,000 | 24,166,000 | 24,331,000 |
| Total capital | 24,766,000 | 24,875,000 | 25,483,000 | 25,663,000 |
| Risk-weighted assets | 108,549,000 | 102,873,000 | 105,118,000 | 106,389,000 |