Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 175,743,000 | 176,290,000 | 176,737,000 | 189,940,000 |
| Total loans | 95,907,000 | 96,697,000 | 95,235,000 | 93,781,000 |
| Allowance for loan losses | 1,530,000 | 1,541,000 | 1,560,000 | 1,575,000 |
| Securities available for sale | 0 | 0 | 2,008,000 | 8,588,000 |
| Securities held to maturity | 64,213,000 | 62,109,000 | 61,874,000 | 61,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,860,000 | 153,321,000 | 153,109,000 | 166,281,000 |
| Interest-bearing deposits | 125,417,000 | 127,026,000 | 127,385,000 | 136,493,000 |
| Noninterest-bearing deposits | 27,443,000 | 26,295,000 | 25,724,000 | 29,788,000 |
| Equity capital | 21,609,000 | 21,858,000 | 22,461,000 | 22,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,970,000 | 5,894,000 | 8,770,000 | 11,601,000 |
| Interest expense | 1,374,000 | 2,699,000 | 3,955,000 | 5,006,000 |
| Net interest income | 1,596,000 | 3,195,000 | 4,815,000 | 6,595,000 |
| Noninterest income | 291,000 | 605,000 | 967,000 | 1,281,000 |
| Noninterest expense | 1,046,000 | 2,139,000 | 3,265,000 | 4,464,000 |
| Provision for loan losses | 25,000 | 50,000 | 74,000 | 99,000 |
| Pretax income | 816,000 | 1,611,000 | 2,443,000 | 3,313,000 |
| Income tax | 209,000 | 407,000 | 641,000 | 879,000 |
| Net income | 607,000 | 1,204,000 | 1,802,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,566,000 | 21,821,000 | 22,426,000 | 22,786,000 |
| Total capital | 22,894,000 | 23,156,000 | 23,744,000 | 24,058,000 |
| Risk-weighted assets | 106,019,000 | 106,625,000 | 105,206,000 | 101,468,000 |