Call reports 2008
PARTNERS BANK — 2008
What PARTNERS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 150,062,000 | 173,182,000 | 165,301,000 |
| Total loans | 88,132,000 | 105,185,000 | 105,983,000 |
| Allowance for loan losses | 1,299,000 | 1,295,000 | 1,263,000 |
| Securities available for sale | 56,134,000 | 53,746,000 | 51,956,000 |
| Securities held to maturity | 533,000 | 524,000 | 495,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 97,070,000 | 117,957,000 | 110,065,000 |
| Interest-bearing deposits | 86,492,000 | 107,960,000 | 100,145,000 |
| Noninterest-bearing deposits | 10,578,000 | 9,997,000 | 9,919,000 |
| Equity capital | 12,611,000 | 11,741,000 | 12,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 2,180,000 | 4,341,000 | 6,510,000 |
| Interest expense | 1,166,000 | 2,186,000 | 3,233,000 |
| Net interest income | 1,014,000 | 2,155,000 | 3,277,000 |
| Noninterest income | 38,000 | 87,000 | 124,000 |
| Noninterest expense | 654,000 | 1,291,000 | 1,886,000 |
| Provision for loan losses | 17,000 | 17,000 | 217,000 |
| Pretax income | 387,000 | 940,000 | 1,304,000 |
| Income tax | 111,000 | 284,000 | 387,000 |
| Net income | 276,000 | 656,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 11,853,000 | 11,937,000 | 12,025,000 |
| Total capital | 13,020,000 | 13,232,000 | 13,288,000 |
| Risk-weighted assets | 93,658,000 | 113,311,000 | 110,527,000 |