Call reports 2007
PARTNERS BANK — 2007
What PARTNERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 142,029,000 | 140,623,000 | 144,381,000 | 151,260,000 |
| Total loans | 85,999,000 | 88,613,000 | 93,934,000 | 94,988,000 |
| Allowance for loan losses | 1,390,000 | 1,383,000 | 1,346,000 | 1,318,000 |
| Securities available for sale | 50,163,000 | 46,564,000 | 45,252,000 | 50,680,000 |
| Securities held to maturity | 689,000 | 670,000 | 595,000 | 559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,731,000 | 85,242,000 | 92,531,000 | 99,505,000 |
| Interest-bearing deposits | 77,188,000 | 75,977,000 | 83,265,000 | 90,587,000 |
| Noninterest-bearing deposits | 8,543,000 | 9,265,000 | 9,267,000 | 8,917,000 |
| Equity capital | 11,332,000 | 11,031,000 | 11,446,000 | 11,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,145,000 | 6,288,000 | 8,530,000 |
| Interest expense | 1,276,000 | 2,562,000 | 3,861,000 | 5,179,000 |
| Net interest income | 775,000 | 1,583,000 | 2,427,000 | 3,351,000 |
| Noninterest income | 37,000 | 69,000 | 116,000 | 156,000 |
| Noninterest expense | 673,000 | 1,372,000 | 2,043,000 | 2,668,000 |
| Provision for loan losses | 18,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | 121,000 | 244,000 | 464,000 | 803,000 |
| Income tax | -16,000 | -8,000 | 32,000 | 117,000 |
| Net income | 137,000 | 252,000 | 432,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,680,000 | 11,621,000 | 11,658,000 | 11,720,000 |
| Total capital | 12,819,000 | 12,788,000 | 12,876,000 | 12,962,000 |
| Risk-weighted assets | 90,910,000 | 93,159,000 | 97,450,000 | 99,278,000 |