Call reports 2006
PARTNERS BANK — 2006
What PARTNERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,417,000 | 154,697,000 | 150,352,000 | 145,183,000 |
| Total loans | 73,360,000 | 74,197,000 | 79,023,000 | 81,759,000 |
| Allowance for loan losses | 1,196,000 | 1,299,000 | 1,299,000 | 1,372,000 |
| Securities available for sale | 73,105,000 | 62,122,000 | 58,255,000 | 54,935,000 |
| Securities held to maturity | 1,045,000 | 935,000 | 784,000 | 727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,101,000 | 118,484,000 | 93,695,000 | 89,272,000 |
| Interest-bearing deposits | 102,367,000 | 108,593,000 | 86,260,000 | 81,063,000 |
| Noninterest-bearing deposits | 10,734,000 | 9,891,000 | 7,435,000 | 8,209,000 |
| Equity capital | 10,477,000 | 10,450,000 | 10,968,000 | 11,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 3,973,000 | 5,988,000 | 8,139,000 |
| Interest expense | 912,000 | 1,946,000 | 3,246,000 | 4,649,000 |
| Net interest income | 1,086,000 | 2,027,000 | 2,742,000 | 3,490,000 |
| Noninterest income | 54,000 | 97,000 | 131,000 | 174,000 |
| Noninterest expense | 651,000 | 1,274,000 | 1,890,000 | 2,471,000 |
| Provision for loan losses | 243,000 | 346,000 | 346,000 | 439,000 |
| Pretax income | 246,000 | 360,000 | 463,000 | 487,000 |
| Income tax | 62,000 | 80,000 | 96,000 | 82,000 |
| Net income | 184,000 | 280,000 | 367,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,344,000 | 11,440,000 | 11,527,000 | 11,544,000 |
| Total capital | 12,415,000 | 12,517,000 | 12,625,000 | 12,649,000 |
| Risk-weighted assets | 85,572,000 | 85,906,000 | 87,636,000 | 88,141,000 |