Call reports 2005
HARRIS BANK PALATINE, NATIONAL ASSOCIATION — 2005
What HARRIS BANK PALATINE, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 584,796,000 |
| Total loans | 447,658,000 |
| Allowance for loan losses | 4,954,000 |
| Securities available for sale | 108,726,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 516,340,000 |
| Interest-bearing deposits | 431,237,000 |
| Noninterest-bearing deposits | 85,103,000 |
| Equity capital | 45,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 6,477,000 |
| Interest expense | 1,767,000 |
| Net interest income | 4,710,000 |
| Noninterest income | 541,000 |
| Noninterest expense | 2,851,000 |
| Provision for loan losses | 150,000 |
| Pretax income | 2,250,000 |
| Income tax | 792,000 |
| Net income | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 45,118,000 |
| Total capital | 54,572,000 |
| Risk-weighted assets | 452,459,000 |