Call reports 2004
HARRIS BANK PALATINE, NATIONAL ASSOCIATION — 2004
What HARRIS BANK PALATINE, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 606,552,000 | 573,609,000 | 535,850,000 | 565,043,000 |
| Total loans | 463,523,000 | 452,045,000 | 444,941,000 | 457,199,000 |
| Allowance for loan losses | 4,962,000 | 4,815,000 | 4,853,000 | 4,819,000 |
| Securities available for sale | 128,843,000 | 104,929,000 | 77,945,000 | 93,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,454,000 | 488,605,000 | 464,384,000 | 494,792,000 |
| Interest-bearing deposits | 454,127,000 | 404,487,000 | 384,695,000 | 410,913,000 |
| Noninterest-bearing deposits | 81,327,000 | 84,118,000 | 79,690,000 | 83,879,000 |
| Equity capital | 44,615,000 | 45,005,000 | 45,548,000 | 47,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,093,000 | 12,014,000 | 17,945,000 | 24,204,000 |
| Interest expense | 1,209,000 | 2,413,000 | 3,607,000 | 5,042,000 |
| Net interest income | 4,884,000 | 9,601,000 | 14,338,000 | 19,162,000 |
| Noninterest income | 622,000 | 1,338,000 | 2,085,000 | 2,885,000 |
| Noninterest expense | 3,052,000 | 6,089,000 | 9,108,000 | 11,926,000 |
| Provision for loan losses | 150,000 | 225,000 | 450,000 | 600,000 |
| Pretax income | 2,304,000 | 4,625,000 | 6,865,000 | 9,521,000 |
| Income tax | 784,000 | 1,576,000 | 2,347,000 | 3,295,000 |
| Net income | 1,520,000 | 3,049,000 | 4,518,000 | 6,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,538,000 | 44,454,000 | 44,752,000 | 46,489,000 |
| Total capital | 53,000,000 | 53,769,000 | 54,105,000 | 55,808,000 |
| Risk-weighted assets | 466,573,000 | 457,720,000 | 446,950,000 | 457,383,000 |