Call reports 2003
HARRIS BANK PALATINE, NATIONAL ASSOCIATION — 2003
What HARRIS BANK PALATINE, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 587,764,000 | 615,985,000 | 606,173,000 | 595,813,000 |
| Total loans | 437,320,000 | 453,625,000 | 457,660,000 | 463,870,000 |
| Allowance for loan losses | 4,707,000 | 4,897,000 | 5,012,000 | 5,118,000 |
| Securities available for sale | 129,947,000 | 144,388,000 | 133,824,000 | 119,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,736,000 | 536,998,000 | 526,691,000 | 506,951,000 |
| Interest-bearing deposits | 509,046,000 | 463,278,000 | 439,429,000 | 429,299,000 |
| Noninterest-bearing deposits | 17,690,000 | 73,720,000 | 87,262,000 | 77,652,000 |
| Equity capital | 43,914,000 | 44,906,000 | 45,124,000 | 46,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,660,000 | 13,317,000 | 19,832,000 | 26,235,000 |
| Interest expense | 1,708,000 | 3,353,000 | 4,764,000 | 6,053,000 |
| Net interest income | 4,952,000 | 9,964,000 | 15,068,000 | 20,182,000 |
| Noninterest income | 646,000 | 1,372,000 | 2,203,000 | 2,828,000 |
| Noninterest expense | 3,309,000 | 6,624,000 | 10,041,000 | 13,954,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 835,000 |
| Pretax income | 2,064,000 | 4,262,000 | 6,555,000 | 8,221,000 |
| Income tax | 692,000 | 1,440,000 | 2,211,000 | 2,725,000 |
| Net income | 1,372,000 | 2,822,000 | 4,344,000 | 5,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,510,000 | 43,294,000 | 43,881,000 | 45,069,000 |
| Total capital | 48,217,000 | 52,691,000 | 53,393,000 | 54,687,000 |
| Risk-weighted assets | 431,095,000 | 447,598,000 | 456,483,000 | 458,310,000 |