Call reports 2002
HARRIS BANK PALATINE, NATIONAL ASSOCIATION — 2002
What HARRIS BANK PALATINE, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 520,120,000 | 534,964,000 | 541,359,000 | 537,284,000 |
| Total loans | 375,348,000 | 400,588,000 | 411,655,000 | 419,015,000 |
| Allowance for loan losses | 3,849,000 | 3,906,000 | 4,095,000 | 4,620,000 |
| Securities available for sale | 118,596,000 | 118,714,000 | 119,152,000 | 103,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,218,000 | 470,749,000 | 460,716,000 | 465,920,000 |
| Interest-bearing deposits | 435,604,000 | 450,192,000 | 442,574,000 | 445,151,000 |
| Noninterest-bearing deposits | 17,614,000 | 20,557,000 | 18,142,000 | 20,769,000 |
| Equity capital | 42,839,000 | 44,141,000 | 44,486,000 | 44,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,189,000 | 14,415,000 | 21,570,000 | 28,600,000 |
| Interest expense | 2,050,000 | 4,136,000 | 6,250,000 | 8,230,000 |
| Net interest income | 5,139,000 | 10,279,000 | 15,320,000 | 20,370,000 |
| Noninterest income | 588,000 | 1,226,000 | 1,901,000 | 2,505,000 |
| Noninterest expense | 3,140,000 | 6,072,000 | 9,219,000 | 12,262,000 |
| Provision for loan losses | 125,000 | 250,000 | 555,000 | 1,143,000 |
| Pretax income | 2,471,000 | 5,244,000 | 7,508,000 | 9,531,000 |
| Income tax | 816,000 | 1,764,000 | 2,521,000 | 3,188,000 |
| Net income | 1,655,000 | 3,480,000 | 4,987,000 | 6,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,934,000 | 42,797,000 | 42,837,000 | 42,727,000 |
| Total capital | 45,783,000 | 46,703,000 | 46,932,000 | 48,347,000 |
| Risk-weighted assets | 361,315,000 | 384,711,000 | 401,639,000 | 405,209,000 |