Call reports 2001
HARRIS BANK PALATINE, NATIONAL ASSOCIATION — 2001
What HARRIS BANK PALATINE, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 487,408,000 | 505,982,000 | 491,886,000 | 497,254,000 |
| Total loans | 261,037,000 | 311,955,000 | 341,025,000 | 349,317,000 |
| Allowance for loan losses | 3,487,000 | 3,381,000 | 3,394,000 | 3,763,000 |
| Securities available for sale | 209,807,000 | 180,481,000 | 133,111,000 | 135,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,628,000 | 448,544,000 | 432,962,000 | 443,476,000 |
| Interest-bearing deposits | 413,518,000 | 430,359,000 | 416,249,000 | 427,001,000 |
| Noninterest-bearing deposits | 15,110,000 | 18,185,000 | 16,713,000 | 16,475,000 |
| Equity capital | 40,327,000 | 41,005,000 | 42,296,000 | 42,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,945,000 | 15,836,000 | 23,742,000 | 31,206,000 |
| Interest expense | 3,981,000 | 7,589,000 | 10,816,000 | 13,363,000 |
| Net interest income | 3,964,000 | 8,247,000 | 12,926,000 | 17,843,000 |
| Noninterest income | 555,000 | 1,098,000 | 1,705,000 | 2,267,000 |
| Noninterest expense | 3,031,000 | 6,059,000 | 8,899,000 | 11,727,000 |
| Provision for loan losses | -40,000 | -40,000 | -40,000 | 376,000 |
| Pretax income | 1,597,000 | 3,589,000 | 6,370,000 | 8,605,000 |
| Income tax | 437,000 | 1,047,000 | 1,980,000 | 2,703,000 |
| Net income | 1,160,000 | 2,542,000 | 4,390,000 | 5,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,799,000 | 39,549,000 | 40,434,000 | 41,249,000 |
| Total capital | 42,262,000 | 42,930,000 | 43,828,000 | 45,012,000 |
| Risk-weighted assets | 277,005,000 | 322,388,000 | 333,534,000 | 334,223,000 |