Call reports 2009
FIRST STATE BANK OF THAYER — 2009
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 9,163,000 | 9,793,000 | 9,232,000 | 9,110,000 |
| Total loans | 4,056,000 | 3,967,000 | 4,067,000 | 3,757,000 |
| Allowance for loan losses | 44,000 | 44,000 | 44,000 | 44,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,401,000 | 2,428,000 | 2,169,000 | 1,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,299,000 | 8,933,000 | 8,369,000 | 8,224,000 |
| Interest-bearing deposits | 6,372,000 | 6,720,000 | 6,363,000 | 6,213,000 |
| Noninterest-bearing deposits | 1,927,000 | 2,213,000 | 2,006,000 | 2,011,000 |
| Equity capital | 850,000 | 851,000 | 851,000 | 879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 89,000 | 181,000 | 272,000 | 352,000 |
| Interest expense | 21,000 | 41,000 | 61,000 | 79,000 |
| Net interest income | 68,000 | 140,000 | 211,000 | 273,000 |
| Noninterest income | 18,000 | 36,000 | 55,000 | 96,000 |
| Noninterest expense | 72,000 | 152,000 | 238,000 | 311,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 24,000 | 28,000 | 58,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 14,000 | 23,000 | 27,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 850,000 | 851,000 | 851,000 | 879,000 |
| Total capital | 894,000 | 895,000 | 895,000 | 923,000 |
| Risk-weighted assets | 4,054,000 | 4,175,000 | 4,206,000 | 3,869,000 |