Call reports 2008
FIRST STATE BANK OF THAYER — 2008
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 8,941,000 | 8,959,000 | 8,890,000 | 8,835,000 |
| Total loans | 4,410,000 | 4,823,000 | 4,514,000 | 4,200,000 |
| Allowance for loan losses | 44,000 | 44,000 | 44,000 | 44,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,651,000 | 1,178,000 | 1,943,000 | 1,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,082,000 | 8,104,000 | 8,014,000 | 7,979,000 |
| Interest-bearing deposits | 6,411,000 | 6,264,000 | 6,310,000 | 5,931,000 |
| Noninterest-bearing deposits | 1,671,000 | 1,840,000 | 1,704,000 | 2,048,000 |
| Equity capital | 837,000 | 839,000 | 860,000 | 845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 114,000 | 229,000 | 340,000 | 444,000 |
| Interest expense | 36,000 | 68,000 | 97,000 | 122,000 |
| Net interest income | 78,000 | 161,000 | 243,000 | 322,000 |
| Noninterest income | 17,000 | 32,000 | 49,000 | 66,000 |
| Noninterest expense | 71,000 | 148,000 | 217,000 | 287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 45,000 | 75,000 | 101,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 24,000 | 43,000 | 72,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 837,000 | 839,000 | 860,000 | 845,000 |
| Total capital | 881,000 | 883,000 | 904,000 | 889,000 |
| Risk-weighted assets | 4,426,000 | 4,803,000 | 4,610,000 | 4,400,000 |