Call reports 2007
FIRST STATE BANK OF THAYER — 2007
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 9,721,000 | 9,666,000 | 9,351,000 | 8,717,000 |
| Total loans | 5,031,000 | 4,948,000 | 4,591,000 | 4,163,000 |
| Allowance for loan losses | 43,000 | 43,000 | 44,000 | 44,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,803,000 | 2,805,000 | 2,806,000 | 2,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,835,000 | 8,772,000 | 8,534,000 | 7,874,000 |
| Interest-bearing deposits | 7,288,000 | 7,203,000 | 7,058,000 | 6,296,000 |
| Noninterest-bearing deposits | 1,547,000 | 1,569,000 | 1,476,000 | 1,578,000 |
| Equity capital | 864,000 | 876,000 | 795,000 | 825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 266,000 | 401,000 | 530,000 |
| Interest expense | 37,000 | 78,000 | 120,000 | 161,000 |
| Net interest income | 95,000 | 188,000 | 281,000 | 369,000 |
| Noninterest income | 19,000 | 38,000 | 61,000 | 81,000 |
| Noninterest expense | 75,000 | 147,000 | 227,000 | 303,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 39,000 | 79,000 | 114,000 | 146,000 |
| Income tax | 0 | 2,000 | 4,000 | 6,000 |
| Net income | 39,000 | 77,000 | 110,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 864,000 | 876,000 | 795,000 | 825,000 |
| Total capital | 907,000 | 919,000 | 839,000 | 869,000 |
| Risk-weighted assets | 4,920,000 | 4,892,000 | 4,530,000 | 4,140,000 |