Call reports 2006
FIRST STATE BANK OF THAYER — 2006
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,425,000 | 9,463,000 | 9,117,000 | 9,435,000 |
| Total loans | 4,879,000 | 4,738,000 | 4,732,000 | 4,970,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,910,000 | 2,660,000 | 2,554,000 | 2,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,553,000 | 8,657,000 | 8,294,000 | 8,586,000 |
| Interest-bearing deposits | 7,137,000 | 7,084,000 | 6,723,000 | 7,009,000 |
| Noninterest-bearing deposits | 1,416,000 | 1,573,000 | 1,571,000 | 1,577,000 |
| Equity capital | 857,000 | 796,000 | 807,000 | 836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 232,000 | 352,000 | 487,000 |
| Interest expense | 27,000 | 56,000 | 87,000 | 123,000 |
| Net interest income | 84,000 | 176,000 | 265,000 | 364,000 |
| Noninterest income | 20,000 | 42,000 | 62,000 | 80,000 |
| Noninterest expense | 81,000 | 160,000 | 246,000 | 329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 58,000 | 81,000 | 115,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 23,000 | 58,000 | 81,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 857,000 | 796,000 | 807,000 | 836,000 |
| Total capital | 900,000 | 839,000 | 850,000 | 879,000 |
| Risk-weighted assets | 4,770,000 | 4,597,000 | 4,551,000 | 4,771,000 |