Call reports 2005
FIRST STATE BANK OF THAYER — 2005
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,125,000 | 9,669,000 | 9,330,000 | 8,780,000 |
| Total loans | 4,220,000 | 4,647,000 | 4,948,000 | 4,734,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,740,000 | 3,308,000 | 3,058,000 | 2,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,038,000 | 8,862,000 | 8,396,000 | 7,858,000 |
| Interest-bearing deposits | 7,753,000 | 7,435,000 | 6,831,000 | 6,297,000 |
| Noninterest-bearing deposits | 1,285,000 | 1,427,000 | 1,565,000 | 1,561,000 |
| Equity capital | 783,000 | 798,000 | 818,000 | 844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 107,000 | 220,000 | 332,000 | 447,000 |
| Interest expense | 24,000 | 51,000 | 76,000 | 102,000 |
| Net interest income | 83,000 | 169,000 | 256,000 | 345,000 |
| Noninterest income | 23,000 | 50,000 | 72,000 | 95,000 |
| Noninterest expense | 75,000 | 150,000 | 230,000 | 316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 69,000 | 98,000 | 124,000 |
| Income tax | 0 | 3,000 | 0 | 0 |
| Net income | 31,000 | 66,000 | 98,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 783,000 | 798,000 | 818,000 | 844,000 |
| Total capital | 826,000 | 841,000 | 861,000 | 887,000 |
| Risk-weighted assets | 4,617,000 | 4,205,000 | 4,926,000 | 4,570,000 |