Call reports 2004
FIRST STATE BANK OF THAYER — 2004
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,862,000 | 10,042,000 | 9,929,000 | 9,924,000 |
| Total loans | 4,555,000 | 4,816,000 | 4,554,000 | 4,586,000 |
| Allowance for loan losses | 42,000 | 38,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,720,000 | 3,206,000 | 3,297,000 | 3,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,022,000 | 9,196,000 | 9,057,000 | 9,029,000 |
| Interest-bearing deposits | 7,788,000 | 8,057,000 | 7,987,000 | 7,781,000 |
| Noninterest-bearing deposits | 1,234,000 | 1,139,000 | 1,070,000 | 1,248,000 |
| Equity capital | 830,000 | 839,000 | 860,000 | 887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 105,000 | 214,000 | 322,000 | 437,000 |
| Interest expense | 25,000 | 51,000 | 77,000 | 101,000 |
| Net interest income | 80,000 | 163,000 | 245,000 | 336,000 |
| Noninterest income | 24,000 | 48,000 | 77,000 | 104,000 |
| Noninterest expense | 76,000 | 156,000 | 232,000 | 319,000 |
| Provision for loan losses | 1,000 | 0 | 3,000 | 3,000 |
| Pretax income | 27,000 | 55,000 | 87,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 27,000 | 55,000 | 87,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 830,000 | 839,000 | 860,000 | 887,000 |
| Total capital | 872,000 | 877,000 | 903,000 | 930,000 |
| Risk-weighted assets | 4,926,000 | 5,067,000 | 4,898,000 | 4,840,000 |