Call reports 2003
FIRST STATE BANK OF THAYER — 2003
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,262,000 | 9,542,000 | 8,711,000 | 9,114,000 |
| Total loans | 4,135,000 | 4,613,000 | 4,781,000 | 4,641,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,644,000 | 2,746,000 | 2,737,000 | 2,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,492,000 | 8,767,000 | 7,914,000 | 8,291,000 |
| Interest-bearing deposits | 8,149,000 | 7,520,000 | 6,675,000 | 6,885,000 |
| Noninterest-bearing deposits | 1,343,000 | 1,247,000 | 1,239,000 | 1,406,000 |
| Equity capital | 750,000 | 762,000 | 781,000 | 812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 220,000 | 331,000 | 441,000 |
| Interest expense | 36,000 | 69,000 | 99,000 | 127,000 |
| Net interest income | 76,000 | 151,000 | 232,000 | 314,000 |
| Noninterest income | 21,000 | 41,000 | 66,000 | 98,000 |
| Noninterest expense | 83,000 | 157,000 | 235,000 | 315,000 |
| Provision for loan losses | 0 | 3,000 | 0 | 1,000 |
| Pretax income | 14,000 | 34,000 | 63,000 | 96,000 |
| Income tax | 3,000 | 2,000 | 2,000 | 4,000 |
| Net income | 11,000 | 32,000 | 61,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 750,000 | 762,000 | 781,000 | 812,000 |
| Total capital | 790,000 | 802,000 | 821,000 | 853,000 |
| Risk-weighted assets | 4,794,000 | 4,996,000 | 5,005,000 | 4,844,000 |