Call reports 2002
FIRST STATE BANK OF THAYER — 2002
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,361,000 | 10,512,000 | 9,271,000 | 9,486,000 |
| Total loans | 4,245,000 | 4,461,000 | 4,722,000 | 4,751,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,371,000 | 3,384,000 | 3,130,000 | 2,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,645,000 | 9,798,000 | 8,533,000 | 8,721,000 |
| Interest-bearing deposits | 8,408,000 | 8,529,000 | 7,242,000 | 7,427,000 |
| Noninterest-bearing deposits | 1,237,000 | 1,269,000 | 1,291,000 | 1,294,000 |
| Equity capital | 696,000 | 700,000 | 718,000 | 752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 266,000 | 401,000 | 535,000 |
| Interest expense | 51,000 | 98,000 | 143,000 | 183,000 |
| Net interest income | 80,000 | 168,000 | 258,000 | 350,000 |
| Noninterest income | 18,000 | 35,000 | 54,000 | 76,000 |
| Noninterest expense | 74,000 | 155,000 | 235,000 | 316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 48,000 | 77,000 | 112,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 8,000 |
| Net income | 23,000 | 44,000 | 70,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 696,000 | 700,000 | 718,000 | 752,000 |
| Total capital | 736,000 | 740,000 | 758,000 | 792,000 |
| Risk-weighted assets | 5,115,000 | 5,224,000 | 5,236,000 | 4,592,000 |