Call reports 2001
FIRST STATE BANK OF THAYER — 2001
What FIRST STATE BANK OF THAYER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,634,000 | 10,538,000 | 8,362,000 | 10,247,000 |
| Total loans | 4,559,000 | 4,928,000 | 4,546,000 | 4,412,000 |
| Allowance for loan losses | 41,000 | 39,000 | 40,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,750,000 | 2,691,000 | 2,189,000 | 3,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,853,000 | 9,739,000 | 7,540,000 | 9,400,000 |
| Interest-bearing deposits | 8,756,000 | 8,695,000 | 6,445,000 | 8,117,000 |
| Noninterest-bearing deposits | 1,097,000 | 1,044,000 | 1,095,000 | 1,283,000 |
| Equity capital | 757,000 | 783,000 | 799,000 | 828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 347,000 | 502,000 | 647,000 |
| Interest expense | 75,000 | 152,000 | 221,000 | 283,000 |
| Net interest income | 82,000 | 195,000 | 281,000 | 364,000 |
| Noninterest income | 16,000 | 30,000 | 43,000 | 63,000 |
| Noninterest expense | 68,000 | 131,000 | 197,000 | 267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 94,000 | 127,000 | 160,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 15,000 |
| Net income | 26,000 | 87,000 | 116,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 757,000 | 783,000 | 799,000 | 828,000 |
| Total capital | 798,000 | 822,000 | 839,000 | 868,000 |
| Risk-weighted assets | 5,444,000 | 5,620,000 | 4,924,000 | 5,243,000 |