Call reports 2025
NEXTIER BANK, NA — 2025
What NEXTIER BANK, NA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,843,458,000 | 2,821,168,000 | 2,927,538,000 | 2,928,928,000 |
| Total loans | 2,116,858,000 | 2,161,769,000 | 2,185,632,000 | 2,184,270,000 |
| Allowance for loan losses | 24,011,000 | 23,603,000 | 24,138,000 | 22,486,000 |
| Securities available for sale | 336,432,000 | 349,514,000 | 352,102,000 | 387,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,470,967,000 | 2,437,962,000 | 2,535,231,000 | 2,539,721,000 |
| Interest-bearing deposits | 1,984,722,000 | 1,963,942,000 | 2,019,455,000 | 2,036,387,000 |
| Noninterest-bearing deposits | 486,245,000 | 474,020,000 | 515,776,000 | 503,334,000 |
| Equity capital | 278,055,000 | 286,007,000 | 297,402,000 | 294,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 37,847,000 | 76,267,000 | 115,140,000 | 155,123,000 |
| Interest expense | 15,133,000 | 29,881,000 | 44,933,000 | 60,153,000 |
| Net interest income | 22,714,000 | 46,386,000 | 70,207,000 | 94,970,000 |
| Noninterest income | 1,741,000 | 3,732,000 | 7,593,000 | 9,828,000 |
| Noninterest expense | 13,083,000 | 25,988,000 | 38,988,000 | 52,687,000 |
| Provision for loan losses | 789,000 | 419,000 | 1,067,000 | 504,000 |
| Pretax income | 10,805,000 | 23,296,000 | 36,891,000 | 50,386,000 |
| Income tax | 2,074,000 | 4,532,000 | 7,228,000 | 9,899,000 |
| Net income | 8,731,000 | 18,764,000 | 29,663,000 | 40,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,077,000 | 251,571,000 | 260,430,000 | 256,718,000 |
| Total capital | 268,279,000 | 276,041,000 | 285,346,000 | 280,349,000 |
| Risk-weighted assets | 2,072,665,000 | 2,218,675,000 | 2,249,137,000 | 2,250,931,000 |