Call reports 2022
NEXTIER BANK, NA — 2022
What NEXTIER BANK, NA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,863,562,000 | 1,903,695,000 | 2,038,576,000 | 1,991,078,000 |
| Total loans | 1,414,535,000 | 1,439,022,000 | 1,513,216,000 | 1,538,549,000 |
| Allowance for loan losses | 13,658,000 | 13,972,000 | 14,392,000 | 14,707,000 |
| Securities available for sale | 319,013,000 | 309,858,000 | 304,668,000 | 303,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,617,078,000 | 1,626,759,000 | 1,856,210,000 | 1,808,233,000 |
| Interest-bearing deposits | 1,195,738,000 | 1,211,944,000 | 1,408,779,000 | 1,392,955,000 |
| Noninterest-bearing deposits | 421,340,000 | 414,815,000 | 447,431,000 | 415,278,000 |
| Equity capital | 168,188,000 | 167,601,000 | 165,178,000 | 166,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,840,000 | 28,555,000 | 45,881,000 | 67,108,000 |
| Interest expense | 802,000 | 2,104,000 | 6,022,000 | 12,973,000 |
| Net interest income | 13,038,000 | 26,451,000 | 39,859,000 | 54,135,000 |
| Noninterest income | 2,210,000 | 4,819,000 | 7,197,000 | 8,750,000 |
| Noninterest expense | 9,551,000 | 18,765,000 | 28,391,000 | 38,007,000 |
| Provision for loan losses | 250,000 | 500,000 | 925,000 | 1,195,000 |
| Pretax income | 5,478,000 | 11,915,000 | 17,566,000 | 23,662,000 |
| Income tax | 1,032,000 | 2,296,000 | 3,393,000 | 4,529,000 |
| Net income | 4,446,000 | 9,619,000 | 14,173,000 | 19,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,636,000 | 173,894,000 | 178,532,000 | 177,554,000 |
| Total capital | 184,309,000 | 187,881,000 | 192,942,000 | 192,279,000 |
| Risk-weighted assets | 1,377,322,000 | 1,421,952,000 | 1,471,466,000 | 1,502,172,000 |