Call reports 2019
NEXTIER BANK, NA — 2019
What NEXTIER BANK, NA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,293,485,000 | 1,315,731,000 | 1,396,113,000 | 1,401,005,000 |
| Total loans | 1,076,761,000 | 1,087,303,000 | 1,103,834,000 | 1,172,255,000 |
| Allowance for loan losses | 7,829,000 | 8,083,000 | 8,018,000 | 8,304,000 |
| Securities available for sale | 116,075,000 | 112,966,000 | 107,892,000 | 99,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,112,044,000 | 1,124,651,000 | 1,214,642,000 | 1,155,868,000 |
| Interest-bearing deposits | 837,185,000 | 845,577,000 | 920,178,000 | 880,638,000 |
| Noninterest-bearing deposits | 274,859,000 | 279,074,000 | 294,464,000 | 275,231,000 |
| Equity capital | 137,413,000 | 143,673,000 | 149,300,000 | 142,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,131,000 | 29,512,000 | 44,259,000 | 58,477,000 |
| Interest expense | 1,939,000 | 4,269,000 | 6,748,000 | 9,137,000 |
| Net interest income | 12,192,000 | 25,243,000 | 37,511,000 | 49,340,000 |
| Noninterest income | 1,505,000 | 2,954,000 | 5,423,000 | 7,543,000 |
| Noninterest expense | 7,867,000 | 16,042,000 | 24,629,000 | 33,718,000 |
| Provision for loan losses | 313,000 | 613,000 | 613,000 | 913,000 |
| Pretax income | 5,517,000 | 11,590,000 | 18,300,000 | 24,293,000 |
| Income tax | 951,000 | 1,812,000 | 3,056,000 | 4,150,000 |
| Net income | 4,566,000 | 9,778,000 | 15,244,000 | 20,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,961,000 | 132,725,000 | 138,302,000 | 132,453,000 |
| Total capital | 134,818,000 | 140,835,000 | 146,352,000 | 140,773,000 |
| Risk-weighted assets | 1,138,020,000 | 1,149,940,000 | 1,146,512,000 | 1,189,593,000 |