Call reports 2015
NEXTIER BANK, NA — 2015
What NEXTIER BANK, NA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 984,448,000 | 977,207,000 | 984,277,000 | 973,748,000 |
| Total loans | 663,845,000 | 670,512,000 | 682,282,000 | 694,632,000 |
| Allowance for loan losses | 4,963,000 | 4,991,000 | 5,211,000 | 5,275,000 |
| Securities available for sale | 141,405,000 | 140,603,000 | 154,060,000 | 123,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,464,000 | 862,242,000 | 867,378,000 | 848,054,000 |
| Interest-bearing deposits | 618,375,000 | 622,535,000 | 622,048,000 | 590,726,000 |
| Noninterest-bearing deposits | 251,089,000 | 239,707,000 | 245,330,000 | 257,328,000 |
| Equity capital | 103,560,000 | 103,667,000 | 104,398,000 | 88,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,225,000 | 16,196,000 | 24,989,000 | 32,819,000 |
| Interest expense | 577,000 | 1,141,000 | 1,729,000 | 2,296,000 |
| Net interest income | 7,648,000 | 15,055,000 | 23,260,000 | 30,523,000 |
| Noninterest income | 1,415,000 | 2,850,000 | 4,407,000 | 5,884,000 |
| Noninterest expense | 6,522,000 | 12,714,000 | 19,584,000 | 26,993,000 |
| Provision for loan losses | 100,000 | 200,000 | 400,000 | 919,000 |
| Pretax income | 2,341,000 | 4,891,000 | 7,584,000 | 8,402,000 |
| Income tax | 421,000 | 998,000 | 1,658,000 | 1,376,000 |
| Net income | 1,920,000 | 3,893,000 | 5,926,000 | 7,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,593,000 | 96,349,000 | 98,126,000 | 84,177,000 |
| Total capital | 102,556,000 | 101,340,000 | 103,337,000 | 89,452,000 |
| Risk-weighted assets | 691,565,000 | 701,843,000 | 713,353,000 | 719,326,000 |