Call reports 2014
NEXTIER BANK, NA — 2014
What NEXTIER BANK, NA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 433,694,000 | 435,146,000 | 436,119,000 | 948,515,000 |
| Total loans | 302,062,000 | 306,446,000 | 316,784,000 | 648,427,000 |
| Allowance for loan losses | 4,059,000 | 4,067,000 | 4,040,000 | 4,816,000 |
| Securities available for sale | 61,520,000 | 62,052,000 | 60,169,000 | 142,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,603,000 | 387,136,000 | 388,089,000 | 835,829,000 |
| Interest-bearing deposits | 323,483,000 | 326,132,000 | 325,828,000 | 594,062,000 |
| Noninterest-bearing deposits | 63,120,000 | 61,004,000 | 62,261,000 | 241,767,000 |
| Equity capital | 45,997,000 | 46,462,000 | 46,047,000 | 101,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,790,000 | 7,619,000 | 11,592,000 | 19,825,000 |
| Interest expense | 462,000 | 891,000 | 1,308,000 | 1,890,000 |
| Net interest income | 3,328,000 | 6,728,000 | 10,284,000 | 17,935,000 |
| Noninterest income | 493,000 | 890,000 | 1,337,000 | 15,232,000 |
| Noninterest expense | 2,493,000 | 4,993,000 | 9,864,000 | 14,671,000 |
| Provision for loan losses | 60,000 | 80,000 | 100,000 | 465,000 |
| Pretax income | 1,270,000 | 2,547,000 | 1,660,000 | 18,034,000 |
| Income tax | 257,000 | 515,000 | -452,000 | 776,000 |
| Net income | 1,013,000 | 2,032,000 | 2,112,000 | 17,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,452,000 | 46,442,000 | 46,131,000 | 95,835,000 |
| Total capital | 48,699,000 | 49,696,000 | 49,363,000 | 100,651,000 |
| Risk-weighted assets | 268,245,000 | 285,000,000 | 293,616,000 | 662,914,000 |