Call reports 2013
NEXTIER BANK, NA — 2013
What NEXTIER BANK, NA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 417,062,000 | 424,562,000 | 416,027,000 | 422,362,000 |
| Total loans | 283,719,000 | 289,059,000 | 291,078,000 | 296,896,000 |
| Allowance for loan losses | 4,473,000 | 4,522,000 | 4,635,000 | 4,072,000 |
| Securities available for sale | 57,533,000 | 66,268,000 | 66,475,000 | 64,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,948,000 | 379,370,000 | 370,248,000 | 376,728,000 |
| Interest-bearing deposits | 318,294,000 | 323,702,000 | 314,768,000 | 317,708,000 |
| Noninterest-bearing deposits | 53,654,000 | 55,668,000 | 55,480,000 | 59,020,000 |
| Equity capital | 43,234,000 | 44,355,000 | 44,533,000 | 45,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 7,693,000 | 11,633,000 | 15,561,000 |
| Interest expense | 513,000 | 1,050,000 | 1,587,000 | 2,124,000 |
| Net interest income | 3,398,000 | 6,643,000 | 10,046,000 | 13,437,000 |
| Noninterest income | 480,000 | 1,085,000 | 1,683,000 | 2,491,000 |
| Noninterest expense | 2,307,000 | 4,837,000 | 7,283,000 | 9,787,000 |
| Provision for loan losses | 55,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | 1,523,000 | 2,804,000 | 4,359,000 | 6,062,000 |
| Income tax | 357,000 | 631,000 | 993,000 | 1,400,000 |
| Net income | 1,166,000 | 2,173,000 | 3,366,000 | 4,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,917,000 | 43,763,000 | 44,086,000 | 44,386,000 |
| Total capital | 46,309,000 | 47,191,000 | 47,534,000 | 47,874,000 |
| Risk-weighted assets | 269,878,000 | 273,382,000 | 274,645,000 | 278,431,000 |