Call reports 2012
NEXTIER BANK, NA — 2012
What NEXTIER BANK, NA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 392,188,000 | 406,482,000 | 399,726,000 | 395,520,000 |
| Total loans | 303,522,000 | 300,287,000 | 294,805,000 | 280,785,000 |
| Allowance for loan losses | 4,698,000 | 4,653,000 | 4,514,000 | 4,497,000 |
| Securities available for sale | 45,022,000 | 47,779,000 | 56,254,000 | 54,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,110,000 | 364,046,000 | 355,770,000 | 352,056,000 |
| Interest-bearing deposits | 296,765,000 | 307,871,000 | 297,292,000 | 296,679,000 |
| Noninterest-bearing deposits | 53,345,000 | 56,175,000 | 58,478,000 | 55,377,000 |
| Equity capital | 41,060,000 | 40,447,000 | 41,684,000 | 41,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,958,000 | 8,041,000 | 12,161,000 | 16,134,000 |
| Interest expense | 585,000 | 1,157,000 | 1,733,000 | 2,280,000 |
| Net interest income | 3,373,000 | 6,884,000 | 10,428,000 | 13,854,000 |
| Noninterest income | 393,000 | 822,000 | 1,368,000 | 2,009,000 |
| Noninterest expense | 2,401,000 | 4,717,000 | 6,878,000 | 9,864,000 |
| Provision for loan losses | 31,000 | 162,000 | 211,000 | 211,000 |
| Pretax income | 1,334,000 | 2,830,000 | 4,717,000 | 5,800,000 |
| Income tax | 258,000 | 597,000 | 1,062,000 | 1,160,000 |
| Net income | 1,076,000 | 2,233,000 | 3,655,000 | 4,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,939,000 | 40,392,000 | 41,771,000 | 41,061,000 |
| Total capital | 43,426,000 | 43,899,000 | 45,225,000 | 44,374,000 |
| Risk-weighted assets | 277,848,000 | 279,580,000 | 275,460,000 | 263,435,000 |