Call reports 2011
NEXTIER BANK, NA — 2011
What NEXTIER BANK, NA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 405,538,000 | 386,449,000 | 392,982,000 | 388,197,000 |
| Total loans | 295,542,000 | 299,303,000 | 296,284,000 | 305,815,000 |
| Allowance for loan losses | 4,434,000 | 4,542,000 | 4,542,000 | 4,664,000 |
| Securities available for sale | 58,526,000 | 57,565,000 | 53,805,000 | 53,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,303,000 | 345,585,000 | 352,575,000 | 347,661,000 |
| Interest-bearing deposits | 319,433,000 | 286,796,000 | 302,809,000 | 293,309,000 |
| Noninterest-bearing deposits | 45,870,000 | 58,789,000 | 49,766,000 | 54,352,000 |
| Equity capital | 39,728,000 | 40,322,000 | 39,683,000 | 39,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,168,000 | 12,243,000 | 16,245,000 |
| Interest expense | 798,000 | 1,573,000 | 2,332,000 | 2,969,000 |
| Net interest income | 3,364,000 | 6,595,000 | 9,911,000 | 13,276,000 |
| Noninterest income | 225,000 | 744,000 | 1,142,000 | 1,628,000 |
| Noninterest expense | 2,234,000 | 4,534,000 | 6,830,000 | 8,858,000 |
| Provision for loan losses | 289,000 | 580,000 | 764,000 | 1,461,000 |
| Pretax income | 1,097,000 | 2,260,000 | 3,502,000 | 4,628,000 |
| Income tax | 249,000 | 524,000 | 869,000 | 986,000 |
| Net income | 848,000 | 1,736,000 | 2,633,000 | 3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,194,000 | 38,550,000 | 37,739,000 | 38,088,000 |
| Total capital | 41,486,000 | 41,969,000 | 41,124,000 | 41,524,000 |
| Risk-weighted assets | 269,813,000 | 272,286,000 | 269,651,000 | 273,747,000 |