Call reports 2010
NEXTIER BANK, NA — 2010
What NEXTIER BANK, NA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 373,860,000 | 384,290,000 | 402,671,000 | 390,559,000 |
| Total loans | 264,460,000 | 269,467,000 | 268,817,000 | 286,525,000 |
| Allowance for loan losses | 2,978,000 | 3,112,000 | 3,940,000 | 4,225,000 |
| Securities available for sale | 65,887,000 | 56,193,000 | 60,312,000 | 61,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,668,000 | 343,401,000 | 361,108,000 | 351,172,000 |
| Interest-bearing deposits | 277,156,000 | 301,522,000 | 318,097,000 | 305,225,000 |
| Noninterest-bearing deposits | 41,512,000 | 41,879,000 | 43,011,000 | 45,947,000 |
| Equity capital | 39,629,000 | 39,385,000 | 39,750,000 | 38,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,886,000 | 7,878,000 | 11,872,000 | 15,845,000 |
| Interest expense | 926,000 | 1,860,000 | 2,858,000 | 3,705,000 |
| Net interest income | 2,960,000 | 6,018,000 | 9,014,000 | 12,140,000 |
| Noninterest income | 336,000 | 751,000 | 1,134,000 | 1,558,000 |
| Noninterest expense | 2,079,000 | 4,187,000 | 6,377,000 | 8,709,000 |
| Provision for loan losses | 209,000 | 449,000 | 1,330,000 | 1,685,000 |
| Pretax income | 1,008,000 | 2,133,000 | 2,441,000 | 3,304,000 |
| Income tax | 213,000 | 460,000 | 414,000 | 589,000 |
| Net income | 795,000 | 1,673,000 | 2,027,000 | 2,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,318,000 | 37,210,000 | 37,463,000 | 37,295,000 |
| Total capital | 40,296,000 | 40,322,000 | 40,713,000 | 40,601,000 |
| Risk-weighted assets | 245,571,000 | 251,915,000 | 259,282,000 | 262,963,000 |