Call reports 2009
NEXTIER BANK, NA — 2009
What NEXTIER BANK, NA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 366,049,000 | 366,140,000 | 357,988,000 | 365,301,000 |
| Total loans | 230,531,000 | 245,477,000 | 245,607,000 | 257,933,000 |
| Allowance for loan losses | 2,549,000 | 2,507,000 | 2,663,000 | 2,907,000 |
| Securities available for sale | 70,324,000 | 66,154,000 | 66,634,000 | 60,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,876,000 | 310,300,000 | 301,662,000 | 311,075,000 |
| Interest-bearing deposits | 277,040,000 | 274,180,000 | 265,106,000 | 271,522,000 |
| Noninterest-bearing deposits | 36,836,000 | 36,120,000 | 36,556,000 | 39,553,000 |
| Equity capital | 36,446,000 | 37,191,000 | 39,766,000 | 38,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,768,000 | 7,648,000 | 11,537,000 | 15,356,000 |
| Interest expense | 874,000 | 1,764,000 | 2,611,000 | 3,547,000 |
| Net interest income | 2,894,000 | 5,884,000 | 8,926,000 | 11,809,000 |
| Noninterest income | 333,000 | 717,000 | 1,096,000 | 1,554,000 |
| Noninterest expense | 1,945,000 | 4,096,000 | 6,214,000 | 8,509,000 |
| Provision for loan losses | 290,000 | 440,000 | 710,000 | 1,021,000 |
| Pretax income | 992,000 | 2,065,000 | 3,098,000 | 3,833,000 |
| Income tax | 135,000 | 417,000 | 634,000 | 569,000 |
| Net income | 857,000 | 1,648,000 | 2,464,000 | 3,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,020,000 | 35,109,000 | 37,203,000 | 36,535,000 |
| Total capital | 35,569,000 | 37,616,000 | 39,866,000 | 39,442,000 |
| Risk-weighted assets | 221,662,000 | 239,275,000 | 238,761,000 | 245,564,000 |