Call reports 2008
NEXTIER BANK, NA — 2008
What NEXTIER BANK, NA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 163,531,000 | 344,559,000 | 344,822,000 | 351,393,000 |
| Total loans | 96,616,000 | 205,215,000 | 214,879,000 | 226,782,000 |
| Allowance for loan losses | 1,332,000 | 1,942,000 | 1,902,000 | 2,558,000 |
| Securities available for sale | 14,804,000 | 76,871,000 | 85,231,000 | 81,506,000 |
| Securities held to maturity | 33,162,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,008,000 | 307,439,000 | 309,943,000 | 312,627,000 |
| Interest-bearing deposits | 121,606,000 | 214,197,000 | 272,081,000 | 273,362,000 |
| Noninterest-bearing deposits | 23,402,000 | 93,242,000 | 37,862,000 | 39,265,000 |
| Equity capital | 17,012,000 | 34,681,000 | 33,133,000 | 36,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 6,738,000 | 10,530,000 | 14,810,000 |
| Interest expense | 784,000 | 2,257,000 | 3,385,000 | 4,443,000 |
| Net interest income | 1,302,000 | 4,481,000 | 7,145,000 | 10,367,000 |
| Noninterest income | 153,000 | 423,000 | 743,000 | 1,110,000 |
| Noninterest expense | 881,000 | 2,613,000 | 4,671,000 | 6,660,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 1,090,000 |
| Pretax income | 544,000 | 2,251,000 | 1,727,000 | 2,275,000 |
| Income tax | 107,000 | 535,000 | 693,000 | 315,000 |
| Net income | 437,000 | 1,716,000 | 1,034,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,821,000 | 33,058,000 | 31,914,000 | 33,804,000 |
| Total capital | 18,053,000 | 35,139,000 | 33,898,000 | 36,362,000 |
| Risk-weighted assets | 98,331,000 | 231,878,000 | 225,842,000 | 224,061,000 |