Call reports 2007
NEXTIER BANK, NA — 2007
What NEXTIER BANK, NA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 153,614,000 | 157,099,000 | 155,767,000 | 160,905,000 |
| Total loans | 87,310,000 | 88,154,000 | 91,568,000 | 93,381,000 |
| Allowance for loan losses | 1,287,000 | 1,301,000 | 1,282,000 | 1,304,000 |
| Securities available for sale | 9,092,000 | 11,080,000 | 11,719,000 | 10,618,000 |
| Securities held to maturity | 46,752,000 | 44,848,000 | 42,206,000 | 38,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,191,000 | 139,493,000 | 136,698,000 | 142,806,000 |
| Interest-bearing deposits | 112,879,000 | 116,046,000 | 113,016,000 | 119,325,000 |
| Noninterest-bearing deposits | 23,312,000 | 23,447,000 | 23,682,000 | 23,481,000 |
| Equity capital | 15,981,000 | 16,198,000 | 16,579,000 | 16,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 4,036,000 | 6,160,000 | 8,262,000 |
| Interest expense | 711,000 | 1,479,000 | 2,252,000 | 3,049,000 |
| Net interest income | 1,269,000 | 2,557,000 | 3,908,000 | 5,213,000 |
| Noninterest income | 137,000 | 297,000 | 455,000 | 628,000 |
| Noninterest expense | 936,000 | 1,835,000 | 2,692,000 | 3,535,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 440,000 | 959,000 | 1,581,000 | 2,186,000 |
| Income tax | 69,000 | 166,000 | 298,000 | 427,000 |
| Net income | 371,000 | 793,000 | 1,283,000 | 1,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,054,000 | 16,278,000 | 16,567,000 | 16,624,000 |
| Total capital | 17,227,000 | 17,460,000 | 17,764,000 | 17,839,000 |
| Risk-weighted assets | 93,861,000 | 94,374,000 | 95,507,000 | 97,037,000 |