Call reports 2006
NEXTIER BANK, NA — 2006
What NEXTIER BANK, NA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 163,536,000 | 162,257,000 | 156,425,000 | 160,436,000 |
| Total loans | 82,039,000 | 82,820,000 | 84,248,000 | 87,872,000 |
| Allowance for loan losses | 1,256,000 | 1,249,000 | 1,297,000 | 1,288,000 |
| Securities available for sale | 9,953,000 | 9,912,000 | 10,035,000 | 9,053,000 |
| Securities held to maturity | 54,739,000 | 52,263,000 | 51,828,000 | 48,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,989,000 | 145,572,000 | 139,488,000 | 143,348,000 |
| Interest-bearing deposits | 121,575,000 | 121,513,000 | 116,297,000 | 116,365,000 |
| Noninterest-bearing deposits | 25,414,000 | 24,059,000 | 23,191,000 | 26,983,000 |
| Equity capital | 15,103,000 | 15,319,000 | 15,676,000 | 15,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 3,988,000 | 6,028,000 | 8,086,000 |
| Interest expense | 647,000 | 1,337,000 | 2,070,000 | 2,802,000 |
| Net interest income | 1,347,000 | 2,651,000 | 3,958,000 | 5,284,000 |
| Noninterest income | 156,000 | 315,000 | 467,000 | 616,000 |
| Noninterest expense | 887,000 | 1,751,000 | 2,613,000 | 3,435,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 586,000 | 1,155,000 | 1,722,000 | 2,345,000 |
| Income tax | 116,000 | 242,000 | 336,000 | 466,000 |
| Net income | 470,000 | 913,000 | 1,386,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,273,000 | 15,122,000 | 15,788,000 | 15,882,000 |
| Total capital | 16,449,000 | 16,282,000 | 16,949,000 | 17,077,000 |
| Risk-weighted assets | 93,981,000 | 92,606,000 | 92,745,000 | 95,412,000 |