Call reports 2004
NEXTIER BANK, NA — 2004
What NEXTIER BANK, NA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 154,035,000 | 160,369,000 | 160,651,000 | 154,794,000 |
| Total loans | 81,734,000 | 80,781,000 | 84,975,000 | 84,779,000 |
| Allowance for loan losses | 1,065,000 | 1,112,000 | 1,124,000 | 1,149,000 |
| Securities available for sale | 7,830,000 | 15,598,000 | 13,754,000 | 11,700,000 |
| Securities held to maturity | 44,728,000 | 48,932,000 | 50,985,000 | 48,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,544,000 | 144,915,000 | 141,756,000 | 138,794,000 |
| Interest-bearing deposits | 117,220,000 | 123,687,000 | 119,878,000 | 117,161,000 |
| Noninterest-bearing deposits | 21,324,000 | 21,228,000 | 21,878,000 | 21,633,000 |
| Equity capital | 14,257,000 | 14,365,000 | 14,780,000 | 14,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,630,000 | 5,549,000 | 7,455,000 |
| Interest expense | 542,000 | 1,078,000 | 1,605,000 | 2,138,000 |
| Net interest income | 1,262,000 | 2,552,000 | 3,944,000 | 5,317,000 |
| Noninterest income | 144,000 | 293,000 | 434,000 | 581,000 |
| Noninterest expense | 821,000 | 1,662,000 | 2,510,000 | 3,264,000 |
| Provision for loan losses | 25,000 | 42,000 | 67,000 | 92,000 |
| Pretax income | 560,000 | 1,145,000 | 1,808,000 | 2,550,000 |
| Income tax | 116,000 | 244,000 | 395,000 | 573,000 |
| Net income | 444,000 | 901,000 | 1,413,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,187,000 | 14,444,000 | 14,756,000 | 14,923,000 |
| Total capital | 15,329,000 | 15,589,000 | 15,939,000 | 16,095,000 |
| Risk-weighted assets | 91,347,000 | 91,536,000 | 94,611,000 | 93,731,000 |