Call reports 2003
NEXTIER BANK, NA — 2003
What NEXTIER BANK, NA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 145,998,000 | 150,944,000 | 147,598,000 | 149,301,000 |
| Total loans | 83,084,000 | 81,727,000 | 78,974,000 | 81,458,000 |
| Allowance for loan losses | 1,072,000 | 1,056,000 | 1,058,000 | 1,049,000 |
| Securities available for sale | 11,153,000 | 6,632,000 | 11,140,000 | 11,345,000 |
| Securities held to maturity | 30,248,000 | 40,155,000 | 46,753,000 | 45,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,475,000 | 135,202,000 | 132,619,000 | 134,149,000 |
| Interest-bearing deposits | 111,164,000 | 116,101,000 | 112,766,000 | 112,214,000 |
| Noninterest-bearing deposits | 19,311,000 | 19,101,000 | 19,853,000 | 21,935,000 |
| Equity capital | 14,275,000 | 14,550,000 | 13,819,000 | 14,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,793,000 | 5,633,000 | 7,474,000 |
| Interest expense | 627,000 | 1,255,000 | 1,832,000 | 2,384,000 |
| Net interest income | 1,285,000 | 2,538,000 | 3,801,000 | 5,090,000 |
| Noninterest income | 127,000 | 288,000 | 429,000 | 573,000 |
| Noninterest expense | 849,000 | 1,668,000 | 2,494,000 | 3,175,000 |
| Provision for loan losses | 28,000 | 55,000 | 82,000 | 110,000 |
| Pretax income | 535,000 | 1,103,000 | 1,654,000 | 2,378,000 |
| Income tax | 111,000 | 233,000 | 347,000 | 518,000 |
| Net income | 424,000 | 870,000 | 1,307,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,165,000 | 14,451,000 | 13,710,000 | 13,922,000 |
| Total capital | 15,270,000 | 15,574,000 | 14,810,000 | 15,052,000 |
| Risk-weighted assets | 88,331,000 | 89,824,000 | 87,990,000 | 90,350,000 |