Call reports 2002
NEXTIER BANK, NA — 2002
What NEXTIER BANK, NA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 135,941,000 | 140,795,000 | 143,713,000 | 142,463,000 |
| Total loans | 80,871,000 | 82,342,000 | 84,456,000 | 83,927,000 |
| Allowance for loan losses | 1,090,000 | 1,120,000 | 1,120,000 | 1,099,000 |
| Securities available for sale | 8,462,000 | 9,850,000 | 12,948,000 | 15,900,000 |
| Securities held to maturity | 29,251,000 | 30,982,000 | 28,250,000 | 29,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,638,000 | 126,156,000 | 128,583,000 | 127,329,000 |
| Interest-bearing deposits | 104,191,000 | 109,083,000 | 111,718,000 | 109,461,000 |
| Noninterest-bearing deposits | 17,447,000 | 17,073,000 | 16,865,000 | 17,868,000 |
| Equity capital | 13,159,000 | 13,507,000 | 13,869,000 | 14,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,957,000 | 3,969,000 | 5,988,000 | 7,988,000 |
| Interest expense | 736,000 | 1,469,000 | 2,186,000 | 2,865,000 |
| Net interest income | 1,221,000 | 2,500,000 | 3,802,000 | 5,123,000 |
| Noninterest income | 131,000 | 260,000 | 409,000 | 542,000 |
| Noninterest expense | 826,000 | 1,655,000 | 2,504,000 | 3,320,000 |
| Provision for loan losses | 18,000 | 60,000 | 85,000 | 120,000 |
| Pretax income | 508,000 | 1,045,000 | 1,622,000 | 2,225,000 |
| Income tax | 105,000 | 217,000 | 342,000 | 478,000 |
| Net income | 403,000 | 828,000 | 1,280,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,197,000 | 13,462,000 | 13,755,000 | 13,902,000 |
| Total capital | 14,234,000 | 14,531,000 | 14,846,000 | 14,995,000 |
| Risk-weighted assets | 82,829,000 | 85,352,000 | 87,195,000 | 87,406,000 |