Call reports 2001
NEXTIER BANK, NA — 2001
What NEXTIER BANK, NA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 124,168,000 | 126,888,000 | 128,609,000 | 128,375,000 |
| Total loans | 73,880,000 | 74,119,000 | 74,679,000 | 76,619,000 |
| Allowance for loan losses | 1,144,000 | 1,148,000 | 1,173,000 | 1,165,000 |
| Securities available for sale | 10,121,000 | 9,113,000 | 7,125,000 | 7,548,000 |
| Securities held to maturity | 23,784,000 | 27,171,000 | 32,615,000 | 32,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,059,000 | 112,530,000 | 114,492,000 | 114,329,000 |
| Interest-bearing deposits | 94,330,000 | 96,585,000 | 98,668,000 | 97,433,000 |
| Noninterest-bearing deposits | 15,729,000 | 15,945,000 | 15,824,000 | 16,896,000 |
| Equity capital | 12,925,000 | 13,131,000 | 12,876,000 | 12,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,114,000 | 6,180,000 | 8,202,000 |
| Interest expense | 893,000 | 1,800,000 | 2,704,000 | 3,530,000 |
| Net interest income | 1,154,000 | 2,314,000 | 3,476,000 | 4,672,000 |
| Noninterest income | 139,000 | 271,000 | 410,000 | 543,000 |
| Noninterest expense | 808,000 | 1,619,000 | 2,421,000 | 3,211,000 |
| Provision for loan losses | 29,000 | 44,000 | 59,000 | 59,000 |
| Pretax income | 456,000 | 922,000 | 1,412,000 | 1,951,000 |
| Income tax | 82,000 | 172,000 | 265,000 | 373,000 |
| Net income | 374,000 | 750,000 | 1,147,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,845,000 | 13,064,000 | 12,802,000 | 12,955,000 |
| Total capital | 13,772,000 | 14,013,000 | 13,773,000 | 13,941,000 |
| Risk-weighted assets | 73,956,000 | 75,743,000 | 77,469,000 | 78,734,000 |