Call reports 2025
DAKOTA HERITAGE BANK — 2025
What DAKOTA HERITAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 402,030,000 | 407,173,000 | 417,130,000 | 424,513,000 |
| Total loans | 312,937,000 | 335,351,000 | 343,461,000 | 350,275,000 |
| Allowance for loan losses | 4,224,000 | 4,145,000 | 4,314,000 | 4,381,000 |
| Securities available for sale | 49,603,000 | 48,122,000 | 47,536,000 | 47,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,909,000 | 351,259,000 | 356,679,000 | 357,675,000 |
| Interest-bearing deposits | 302,181,000 | 296,275,000 | 293,824,000 | 293,092,000 |
| Noninterest-bearing deposits | 64,728,000 | 54,984,000 | 62,855,000 | 64,583,000 |
| Equity capital | 31,931,000 | 33,153,000 | 34,960,000 | 36,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,645,000 | 11,555,000 | 17,741,000 | 23,916,000 |
| Interest expense | 2,125,000 | 4,313,000 | 6,646,000 | 8,916,000 |
| Net interest income | 3,520,000 | 7,242,000 | 11,095,000 | 15,000,000 |
| Noninterest income | 149,000 | 290,000 | 467,000 | 981,000 |
| Noninterest expense | 1,943,000 | 3,882,000 | 5,831,000 | 8,338,000 |
| Provision for loan losses | 328,000 | 366,000 | 615,000 | 706,000 |
| Pretax income | 1,398,000 | 3,284,000 | 5,117,000 | 6,938,000 |
| Income tax | 37,000 | 78,000 | 99,000 | 120,000 |
| Net income | 1,361,000 | 3,206,000 | 5,018,000 | 6,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,288,000 | 37,233,000 | 37,945,000 | 38,544,000 |