Call reports 2022
DAKOTA HERITAGE BANK — 2022
What DAKOTA HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 319,484,000 | 322,921,000 | 311,362,000 | 324,294,000 |
| Total loans | 183,053,000 | 204,864,000 | 222,646,000 | 233,030,000 |
| Allowance for loan losses | 2,298,000 | 2,298,000 | 2,418,000 | 2,616,000 |
| Securities available for sale | 69,302,000 | 66,722,000 | 65,169,000 | 67,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,551,000 | 292,850,000 | 286,122,000 | 296,146,000 |
| Interest-bearing deposits | 223,051,000 | 223,644,000 | 221,836,000 | 218,259,000 |
| Noninterest-bearing deposits | 66,500,000 | 69,206,000 | 64,286,000 | 77,887,000 |
| Equity capital | 25,725,000 | 25,729,000 | 23,932,000 | 26,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,346,000 | 5,124,000 | 8,309,000 | 11,697,000 |
| Interest expense | 284,000 | 574,000 | 887,000 | 1,302,000 |
| Net interest income | 2,062,000 | 4,550,000 | 7,422,000 | 10,395,000 |
| Noninterest income | 94,000 | 277,000 | 439,000 | 1,217,000 |
| Noninterest expense | 1,611,000 | 3,269,000 | 4,903,000 | 6,853,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 315,000 |
| Pretax income | 545,000 | 1,558,000 | 2,838,000 | 4,444,000 |
| Income tax | 52,000 | 79,000 | 97,000 | 109,000 |
| Net income | 493,000 | 1,479,000 | 2,741,000 | 4,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,422,000 | 29,689,000 | 30,183,000 | 31,208,000 |