Call reports 2020
DAKOTA HERITAGE BANK — 2020
What DAKOTA HERITAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 216,438,000 | 233,299,000 | 235,559,000 | 250,844,000 |
| Total loans | 161,716,000 | 176,701,000 | 166,762,000 | 162,354,000 |
| Allowance for loan losses | 2,286,000 | 2,295,000 | 2,295,000 | 2,288,000 |
| Securities available for sale | 25,931,000 | 26,744,000 | 26,978,000 | 28,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,208,000 | 204,068,000 | 206,596,000 | 221,539,000 |
| Interest-bearing deposits | 149,708,000 | 156,365,000 | 157,098,000 | 169,030,000 |
| Noninterest-bearing deposits | 38,500,000 | 47,703,000 | 49,498,000 | 52,509,000 |
| Equity capital | 24,103,000 | 24,933,000 | 24,688,000 | 25,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,921,000 | 7,289,000 | 9,793,000 |
| Interest expense | 411,000 | 827,000 | 1,205,000 | 1,581,000 |
| Net interest income | 2,063,000 | 4,094,000 | 6,084,000 | 8,212,000 |
| Noninterest income | 116,000 | 210,000 | 341,000 | 720,000 |
| Noninterest expense | 1,402,000 | 2,763,000 | 4,133,000 | 5,702,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 767,000 | 1,531,000 | 2,282,000 | 3,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 767,000 | 1,531,000 | 2,282,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,972,000 | 22,833,000 | 22,200,000 | 22,670,000 |