Call reports 2019
DAKOTA HERITAGE BANK — 2019
What DAKOTA HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 196,158,000 | 202,806,000 | 207,645,000 | 208,497,000 |
| Total loans | 149,298,000 | 158,102,000 | 159,747,000 | 160,874,000 |
| Allowance for loan losses | 2,313,000 | 2,308,000 | 2,305,000 | 2,279,000 |
| Securities available for sale | 27,419,000 | 27,167,000 | 26,803,000 | 26,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,070,000 | 160,675,000 | 161,535,000 | 173,902,000 |
| Interest-bearing deposits | 133,966,000 | 33,138,000 | 127,167,000 | 134,258,000 |
| Noninterest-bearing deposits | 36,104,000 | 127,537,000 | 34,368,000 | 39,644,000 |
| Equity capital | 23,287,000 | 24,169,000 | 24,429,000 | 24,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,472,000 | 4,978,000 | 7,561,000 | 10,023,000 |
| Interest expense | 311,000 | 681,000 | 1,136,000 | 1,578,000 |
| Net interest income | 2,161,000 | 4,297,000 | 6,425,000 | 8,445,000 |
| Noninterest income | 105,000 | 216,000 | 332,000 | 674,000 |
| Noninterest expense | 1,214,000 | 2,333,000 | 3,467,000 | 5,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,052,000 | 2,180,000 | 3,290,000 | 4,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,052,000 | 2,180,000 | 3,290,000 | 4,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,129,000 | 21,863,000 | 22,080,000 | 21,873,000 |
| Total capital | 23,206,000 | 24,024,000 | 24,271,000 | 24,120,000 |
| Risk-weighted assets | 165,963,000 | 172,768,000 | 175,169,000 | 179,741,000 |