Call reports 2018
DAKOTA HERITAGE BANK — 2018
What DAKOTA HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 192,232,000 | 201,511,000 | 202,669,000 | 203,657,000 |
| Total loans | 138,452,000 | 154,655,000 | 156,050,000 | 152,992,000 |
| Allowance for loan losses | 2,307,000 | 2,323,000 | 2,307,000 | 2,318,000 |
| Securities available for sale | 27,932,000 | 27,251,000 | 27,301,000 | 27,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,610,000 | 159,681,000 | 158,542,000 | 173,169,000 |
| Interest-bearing deposits | 132,379,000 | 125,394,000 | 124,393,000 | 129,053,000 |
| Noninterest-bearing deposits | 37,231,000 | 34,287,000 | 34,149,000 | 44,116,000 |
| Equity capital | 22,001,000 | 21,609,000 | 21,857,000 | 22,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 4,357,000 | 6,777,000 | 9,267,000 |
| Interest expense | 180,000 | 396,000 | 723,000 | 1,102,000 |
| Net interest income | 1,931,000 | 3,961,000 | 6,054,000 | 8,165,000 |
| Noninterest income | 101,000 | 229,000 | 350,000 | 635,000 |
| Noninterest expense | 1,123,000 | 2,233,000 | 3,342,000 | 4,718,000 |
| Provision for loan losses | 90,000 | 115,000 | 135,000 | 155,000 |
| Pretax income | 819,000 | 1,841,000 | 2,926,000 | 3,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 819,000 | 1,841,000 | 2,926,000 | 3,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,106,000 | 19,771,000 | 20,238,000 | 20,370,000 |
| Total capital | 22,077,000 | 21,876,000 | 22,351,000 | 22,487,000 |
| Risk-weighted assets | 157,349,000 | 168,214,000 | 168,851,000 | 169,149,000 |