Call reports 2017
DAKOTA HERITAGE BANK — 2017
What DAKOTA HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 190,272,000 | 198,584,000 | 204,100,000 | 194,712,000 |
| Total loans | 140,277,000 | 149,858,000 | 154,391,000 | 146,311,000 |
| Allowance for loan losses | 2,116,000 | 2,112,000 | 2,145,000 | 2,206,000 |
| Securities available for sale | 29,442,000 | 28,862,000 | 28,210,000 | 27,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,791,000 | 159,238,000 | 153,890,000 | 165,408,000 |
| Interest-bearing deposits | 130,106,000 | 125,028,000 | 121,464,000 | 125,568,000 |
| Noninterest-bearing deposits | 38,685,000 | 34,210,000 | 32,426,000 | 39,840,000 |
| Equity capital | 20,950,000 | 21,455,000 | 21,780,000 | 21,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,088,000 | 6,339,000 | 8,599,000 |
| Interest expense | 168,000 | 360,000 | 591,000 | 830,000 |
| Net interest income | 1,815,000 | 3,728,000 | 5,748,000 | 7,769,000 |
| Noninterest income | 98,000 | 242,000 | 364,000 | 713,000 |
| Noninterest expense | 1,084,000 | 2,174,000 | 3,244,000 | 4,676,000 |
| Provision for loan losses | 174,000 | 174,000 | 222,000 | 286,000 |
| Pretax income | 654,000 | 1,627,000 | 2,651,000 | 3,524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 654,000 | 1,627,000 | 2,651,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,894,000 | 19,193,000 | 19,591,000 | 19,690,000 |
| Total capital | 20,890,000 | 21,240,000 | 21,665,000 | 21,693,000 |
| Risk-weighted assets | 159,545,000 | 163,689,000 | 165,825,000 | 160,056,000 |