Call reports 2016
DAKOTA HERITAGE BANK — 2016
What DAKOTA HERITAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 198,378,000 | 200,699,000 | 203,720,000 | 201,813,000 |
| Total loans | 141,081,000 | 146,803,000 | 150,846,000 | 147,328,000 |
| Allowance for loan losses | 1,720,000 | 1,800,000 | 1,867,000 | 1,938,000 |
| Securities available for sale | 35,366,000 | 32,932,000 | 32,239,000 | 30,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,089,000 | 158,851,000 | 156,031,000 | 170,747,000 |
| Interest-bearing deposits | 129,523,000 | 127,549,000 | 123,756,000 | 130,159,000 |
| Noninterest-bearing deposits | 34,566,000 | 31,302,000 | 32,275,000 | 40,588,000 |
| Equity capital | 20,380,000 | 20,772,000 | 21,041,000 | 20,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,022,000 | 6,110,000 | 8,167,000 |
| Interest expense | 170,000 | 349,000 | 541,000 | 729,000 |
| Net interest income | 1,817,000 | 3,673,000 | 5,569,000 | 7,438,000 |
| Noninterest income | 157,000 | 283,000 | 405,000 | 778,000 |
| Noninterest expense | 1,127,000 | 2,284,000 | 3,380,000 | 4,660,000 |
| Provision for loan losses | 83,000 | 165,000 | 245,000 | 327,000 |
| Pretax income | 764,000 | 1,507,000 | 2,365,000 | 3,245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 764,000 | 1,507,000 | 2,365,000 | 3,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,083,000 | 18,197,000 | 18,576,000 | 18,674,000 |
| Total capital | 19,803,000 | 19,997,000 | 20,443,000 | 20,612,000 |
| Risk-weighted assets | 161,282,000 | 165,916,000 | 167,734,000 | 164,613,000 |