Call reports 2015
DAKOTA HERITAGE BANK — 2015
What DAKOTA HERITAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 192,145,000 | 202,873,000 | 198,999,000 | 200,335,000 |
| Total loans | 125,175,000 | 144,875,000 | 143,069,000 | 143,524,000 |
| Allowance for loan losses | 1,369,000 | 1,491,000 | 1,544,000 | 1,642,000 |
| Securities available for sale | 44,182,000 | 39,224,000 | 37,921,000 | 36,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,152,000 | 160,556,000 | 156,782,000 | 163,744,000 |
| Interest-bearing deposits | 136,465,000 | 126,458,000 | 122,639,000 | 123,660,000 |
| Noninterest-bearing deposits | 35,687,000 | 34,098,000 | 34,143,000 | 40,084,000 |
| Equity capital | 19,325,000 | 19,078,000 | 19,774,000 | 19,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,576,000 | 5,620,000 | 7,692,000 |
| Interest expense | 133,000 | 301,000 | 480,000 | 650,000 |
| Net interest income | 1,449,000 | 3,275,000 | 5,140,000 | 7,042,000 |
| Noninterest income | 498,000 | 605,000 | 711,000 | 1,065,000 |
| Noninterest expense | 1,007,000 | 2,101,000 | 3,111,000 | 4,464,000 |
| Provision for loan losses | 75,000 | 195,000 | 231,000 | 325,000 |
| Pretax income | 865,000 | 1,583,000 | 2,508,000 | 3,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 1,583,000 | 2,508,000 | 3,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,285,000 | 17,516,000 | 17,856,000 | 17,884,000 |
| Total capital | 18,654,000 | 19,007,000 | 19,400,000 | 19,526,000 |
| Risk-weighted assets | 146,172,000 | 162,380,000 | 160,224,000 | 162,698,000 |