Call reports 2014
DAKOTA HERITAGE BANK — 2014
What DAKOTA HERITAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,408,000 | 140,982,000 | 148,787,000 | 148,476,000 |
| Total loans | 93,130,000 | 104,175,000 | 112,568,000 | 112,339,000 |
| Allowance for loan losses | 1,110,000 | 1,145,000 | 1,199,000 | 1,301,000 |
| Securities available for sale | 28,112,000 | 25,938,000 | 24,958,000 | 24,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,034,000 | 121,285,000 | 116,059,000 | 118,945,000 |
| Interest-bearing deposits | 101,422,000 | 95,692,000 | 92,143,000 | 90,863,000 |
| Noninterest-bearing deposits | 32,612,000 | 25,593,000 | 23,916,000 | 28,082,000 |
| Equity capital | 13,062,000 | 13,613,000 | 13,891,000 | 13,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,804,000 | 4,368,000 | 5,943,000 |
| Interest expense | 123,000 | 250,000 | 384,000 | 513,000 |
| Net interest income | 1,223,000 | 2,554,000 | 3,984,000 | 5,430,000 |
| Noninterest income | 73,000 | 155,000 | 235,000 | 553,000 |
| Noninterest expense | 773,000 | 1,561,000 | 2,375,000 | 3,443,000 |
| Provision for loan losses | 15,000 | 65,000 | 120,000 | 205,000 |
| Pretax income | 514,000 | 1,096,000 | 1,737,000 | 2,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 514,000 | 1,096,000 | 1,737,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,063,000 | 12,248,000 | 12,494,000 | 12,562,000 |
| Total capital | 13,173,000 | 13,393,000 | 13,693,000 | 13,863,000 |
| Risk-weighted assets | 104,816,000 | 110,024,000 | 117,444,000 | 118,669,000 |