Call reports 2013
DAKOTA HERITAGE BANK — 2013
What DAKOTA HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 147,193,000 | 135,623,000 | 140,158,000 | 139,522,000 |
| Total loans | 80,192,000 | 92,974,000 | 99,815,000 | 96,301,000 |
| Allowance for loan losses | 992,000 | 1,024,000 | 1,057,000 | 1,104,000 |
| Securities available for sale | 25,070,000 | 29,107,000 | 29,697,000 | 28,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,795,000 | 123,166,000 | 115,924,000 | 126,767,000 |
| Interest-bearing deposits | 102,287,000 | 95,895,000 | 89,471,000 | 94,960,000 |
| Noninterest-bearing deposits | 31,508,000 | 27,271,000 | 26,453,000 | 31,807,000 |
| Equity capital | 12,783,000 | 11,976,000 | 12,373,000 | 12,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,552,000 | 3,978,000 | 5,503,000 |
| Interest expense | 134,000 | 264,000 | 402,000 | 542,000 |
| Net interest income | 1,115,000 | 2,288,000 | 3,576,000 | 4,961,000 |
| Noninterest income | 79,000 | 169,000 | 251,000 | 490,000 |
| Noninterest expense | 723,000 | 1,471,000 | 2,227,000 | 3,140,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 125,000 |
| Pretax income | 642,000 | 1,127,000 | 1,706,000 | 2,387,000 |
| Income tax | 42,000 | -53,000 | -53,000 | -53,000 |
| Net income | 600,000 | 1,180,000 | 1,759,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,118,000 | 11,252,000 | 11,484,000 | 11,770,000 |
| Total capital | 12,110,000 | 12,276,000 | 12,541,000 | 12,874,000 |
| Risk-weighted assets | 93,521,000 | 99,412,000 | 104,582,000 | 103,688,000 |