Call reports 2012
DAKOTA HERITAGE BANK — 2012
What DAKOTA HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,786,000 | 125,720,000 | 123,903,000 | 134,343,000 |
| Total loans | 72,655,000 | 85,378,000 | 88,003,000 | 90,272,000 |
| Allowance for loan losses | 1,064,000 | 1,067,000 | 1,125,000 | 966,000 |
| Securities available for sale | 24,981,000 | 23,509,000 | 23,763,000 | 24,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,758,000 | 112,437,000 | 110,350,000 | 120,912,000 |
| Interest-bearing deposits | 95,441,000 | 90,662,000 | 85,450,000 | 91,111,000 |
| Noninterest-bearing deposits | 24,317,000 | 21,775,000 | 24,900,000 | 29,801,000 |
| Equity capital | 12,397,000 | 12,589,000 | 12,774,000 | 12,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,585,000 | 3,912,000 | 5,302,000 |
| Interest expense | 187,000 | 361,000 | 521,000 | 665,000 |
| Net interest income | 1,076,000 | 2,224,000 | 3,391,000 | 4,637,000 |
| Noninterest income | 86,000 | 165,000 | 246,000 | 505,000 |
| Noninterest expense | 710,000 | 1,392,000 | 2,121,000 | 2,918,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 255,000 |
| Pretax income | 452,000 | 971,000 | 1,440,000 | 1,968,000 |
| Income tax | 37,000 | 70,000 | 107,000 | 141,000 |
| Net income | 415,000 | 901,000 | 1,333,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,417,000 | 10,557,000 | 10,692,000 | 10,789,000 |
| Total capital | 11,481,000 | 11,624,000 | 11,817,000 | 11,755,000 |
| Risk-weighted assets | 85,672,000 | 91,777,000 | 93,574,000 | 98,782,000 |