Call reports 2010
DAKOTA HERITAGE BANK — 2010
What DAKOTA HERITAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 111,438,000 | 108,568,000 | 111,020,000 | 114,569,000 |
| Total loans | 76,787,000 | 84,565,000 | 88,667,000 | 85,025,000 |
| Allowance for loan losses | 935,000 | 949,000 | 966,000 | 978,000 |
| Securities available for sale | 14,984,000 | 15,377,000 | 14,199,000 | 15,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,737,000 | 96,424,000 | 97,025,000 | 102,882,000 |
| Interest-bearing deposits | 83,915,000 | 81,974,000 | 81,307,000 | 83,355,000 |
| Noninterest-bearing deposits | 15,822,000 | 14,450,000 | 15,718,000 | 19,527,000 |
| Equity capital | 11,076,000 | 11,445,000 | 11,334,000 | 11,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,801,000 | 4,317,000 | 5,775,000 |
| Interest expense | 347,000 | 684,000 | 1,011,000 | 1,303,000 |
| Net interest income | 1,009,000 | 2,117,000 | 3,306,000 | 4,472,000 |
| Noninterest income | 94,000 | 182,000 | 378,000 | 639,000 |
| Noninterest expense | 663,000 | 1,368,000 | 2,082,000 | 2,945,000 |
| Provision for loan losses | 5,000 | 15,000 | 25,000 | 35,000 |
| Pretax income | 435,000 | 916,000 | 1,715,000 | 2,269,000 |
| Income tax | 24,000 | 51,000 | 95,000 | 134,000 |
| Net income | 411,000 | 865,000 | 1,620,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,480,000 | 9,694,000 | 9,556,000 | 9,578,000 |
| Total capital | 10,415,000 | 10,643,000 | 10,522,000 | 10,556,000 |
| Risk-weighted assets | 85,217,000 | 89,902,000 | 91,393,000 | 89,984,000 |